Insured up to $250,000 per depositor
Most applications answered within hours
Phone, secure message and branch appointments
Every rate published before you apply
Overview
Whether you are a sole proprietor or scaling a team, our business accounts give you the control and cash-flow visibility to make smarter decisions. Send payroll, accept card payments, and manage receivables from one secure dashboard.
Dedicated relationship managers help you unlock working capital when opportunity knocks, with lines of credit and treasury tools built for real business needs.
Features
Practical, well-built features that hold up in everyday use — not a list of specifications you will never touch.
A checking account with high transaction limits, no hidden fees, and free incoming wires.
Accept cards in person and online with next-day funding and transparent flat-rate pricing.
Run payroll in minutes with automatic tax filing and direct deposit for your whole team.
Forecast cash flow, sweep idle funds, and manage receivables from a single treasury dashboard.
Access revolving working capital from $10,000 to $500,000 with same-week approval decisions.
Issue employee cards with custom spend limits and real-time expense tracking and controls.
How It Works
No branch queues and no paper forms. Here is exactly what happens once you decide to go ahead.
Create your profile, tell us a little about yourself and upload one government-issued ID. Most applications take under ten minutes end to end.
Identity and compliance checks run on encrypted infrastructure, and you can follow progress in real time from your dashboard.
Move money in by transfer, mobile deposit or payroll direct credit, then activate your card and add it to your digital wallet.
Pay, save, borrow and track every transaction around the clock, with a specialist on hand whenever a decision needs discussing.
The Benefits
Our business banking platform brings payments, payroll, and financing together so you spend less time reconciling and more time growing. Connect your accounting software and every transaction syncs automatically.
Why Bank With Us
Regulated, capitalised and independently audited — with a service model built around people rather than call queues.
We hold a full banking licence and eligible deposits are protected up to $250,000 per depositor. Capital and liquidity positions are independently audited every year.
Sessions are encrypted end to end, sign-in is multi-factor by default, and a dedicated team monitors transactions around the clock for unusual activity.
Every customer can reach a specialist directly. Complex applications are owned by a named banker who sees them through to completion.
Customer Voices
The application took twelve minutes and the money landed the next morning. I have dealt with banks for twenty years and nothing has been that straightforward.
Marcus Bell
Customer since 2019
What sold me was the pricing page. Every fee was there in plain English before I applied, and twelve months on there has not been a single surprise on a statement.
May Johnson
Customer since 2021
I called on a Sunday expecting a recorded message and got a specialist who knew my file. That is the difference between a bank and a banking app.
Helena Vogt
Customer since 2018
Questions & Answers
If your question is not answered here, a specialist will give you a straight answer in one call.
Next Step
Open a business account online and get set up with checking, payments, and payroll in a single afternoon.
